Construction

GCs pay in 60 days. Payroll can't.

Funding built for the gap between doing the work and getting paid for it.

Typical time from submission to funding: 24–72 hours

Why construction use funding

The cash-flow patterns we see in this industry.

General contractors often pay net-30, net-60, or net-90 — payroll and materials hit weeks before that invoice clears.
Bonding and insurance renewals are lumpy annual expenses that don't line up with cash flow.
Material deposits on a new contract can wipe out reserves before the first draw.
Job-to-job revenue variability makes traditional bank underwriting a poor fit.

What you can use it for

How it works

Six quick questions. About two minutes.

For contractors, we usually look at 6 months of deposits so job cycles smooth out in underwriting.

Typical timeline: 24–72 hours from clean documents to funds.

Common questions

＋Do you fund seasonal contractors?

Yes. We expect the swings and look at the full year of activity, not just the last two months.

＋Can this cover a materials deposit on a new job?

That's one of the most common use cases we see in this trade.

＋Will you underwrite around a slow-paying GC?

Yes — the whole point of this product is bridging that receivable gap.

Six quick questions. Real numbers back. No sales pressure.