Dental Practices

Insurance takes 60 days to pay. Your associate hire doesn't.

Working capital and MCA funding built for practice growth moves that need cash now.

See My Funding Options →Estimate My Range

Typical time from submission to funding: 24–72 hours

Dentist in modern operatory with patient

Why dental practices use funding

The cash-flow patterns we see in this industry.

Insurance reimbursement lag creates a working-capital gap between doing the procedure and getting paid.
Bringing on a new associate, running a marketing push, or funding payroll during a slow month all need cash on hand — not a multi-week approval.
Buildouts and expansion moves stack up faster than reimbursement cycles catch up.
For working capital specifically, MCA on your deposits moves faster than any bank line.

What you can use it for

Real ways dental practices deploy the capital.

→Payroll and staffing during a growth phase
→Marketing for a new location or service line
→Bridging the reimbursement gap
→Associate buyout costs
→Office buildout or renovation

How it works

Three steps, straight through.

Apply

Six quick questions. About two minutes.

Review

For dental practices, we focus on the deposit picture and can turn a working-capital decision inside a few business days.

Funded

Typical timeline: 24–72 hours from clean documents to funds.

Start My Application →Try the Calculator

Common questions

Questions specific to dental practices.

＋Is an MCA the right fit for growing my practice?

For working capital moves — payroll, marketing, staffing — MCA is fast and priced around your deposit volume. It's the primary product we offer here.

＋Does equipment financing work better than an MCA for a new chair or CBCT scanner?

For big-ticket equipment purchases specifically, yes — equipment-secured financing generally offers larger amounts and longer terms. See the equipment note below for a referral.

＋What documents do I need to apply?

Recent bank statements are the core of the file. We'll tell you if anything else is needed after the initial review.

Buying a chair, CBCT, or CEREC unit?

For large equipment purchases specifically, equipment-secured financing usually fits better than working capital — bigger amounts, longer terms, the equipment itself is the collateral. Our sister site handles that side.

Visit equipfunding.com →

Ready to see what dental practices like yours qualify for?

Six quick questions. Real numbers back. No sales pressure.

Start My Application →