Retail

Your holiday buy is in July. A bank loan isn't going to make that window.

Inventory-timed funding for retail owners with real card-processing history.

Typical time from submission to funding: 24–72 hours

Why retail use funding

The cash-flow patterns we see in this industry.

The inventory you sell in Q4 has to be bought and paid for months ahead — the cash flow reverses before the season starts.
Traditional bank timelines miss the buying windows entirely.
POS and payment infrastructure upgrades are capital expenses that don't wait for the right quarter.
Card-processing history is one of the cleanest underwriting signals we see, and it's already in your data.

What you can use it for

How it works

Six quick questions. About two minutes.

For retail, we align repayment to your card volume so slow months don't crush cash flow.

Typical timeline: 24–72 hours from clean documents to funds.

Common questions

＋Can I get funded in time for a holiday buy?

That's a common timeline for retail applications — funding decisions typically move in 24–72 hours after clean documents are in.

＋Does e-commerce revenue count?

Yes. If you sell both online and in-store, we consider the combined deposit picture.

＋What if I just opened a second location?

We look at the aggregate revenue picture; a new location isn't a disqualifier on its own.

Six quick questions. Real numbers back. No sales pressure.