Salons & Spas

New chairs cost more than a month's revenue.

Buildout and working-capital funding for appointment-based shops.

Typical time from submission to funding: 24–72 hours

Why salons & spas use funding

The cash-flow patterns we see in this industry.

Revenue is largely walk-in and appointment-based with thin per-visit margins.
Buildout costs — chairs, stations, treatment equipment — are large relative to monthly revenue.
Slow seasons hit predictably (post-holiday, late summer) while lease and payroll stay fixed.
Marketing pushes to fill a new station or promote a new service line need upfront spend.

What you can use it for

How it works

Six quick questions. About two minutes.

For salons and spas, card-processing volume and consistent appointment revenue are the core underwriting inputs.

Typical timeline: 24–72 hours from clean documents to funds.

Common questions

＋Do you fund booth-rental shops?

Yes — as long as there's a business entity with its own deposit history to underwrite.

＋Can this cover a full buildout for a new location?

Often yes, depending on the projected cost and the existing shop's revenue picture.

＋What if I'm growing but this year's revenue looks lumpy?

Lumpy is normal here. We look at the pattern over 4–6 months rather than any single week.

Six quick questions. Real numbers back. No sales pressure.