Trucking

One breakdown, and the truck stops earning until it's fixed.

Funding for the working reality of freight — weekly fuel out, 30+ day pay in.

Typical time from submission to funding: 24–72 hours

Why trucking use funding

The cash-flow patterns we see in this industry.

Fuel costs hit weekly; freight receivables often run 30+ days behind.
A single major breakdown — engine, transmission — takes a truck off the road and stops revenue entirely.
Insurance renewals are large annual hits that don't line up with weekly cash flow.
Some funders restrict trucking outright — we work with the ones that don't, but we'll be honest when the offer set is tighter than other trades.

What you can use it for

How it works

Six quick questions. About two minutes.

For trucking, we look at deposits, freight settlement patterns, and fleet size when sizing the offer.

Typical timeline: 24–72 hours from clean documents to funds.

Common questions

＋Do you fund owner-operators with one truck?

Yes, though offer sizes are typically smaller than for multi-truck fleets.

＋What if I use factoring already?

That's common in this industry. We can usually structure around an existing factoring relationship.

＋Is trucking harder to get funded than other industries?

Honestly, yes — some funders restrict it. We work with the ones that don't, but we'll tell you upfront if the offer set is tight.

Six quick questions. Real numbers back. No sales pressure.